Automobile Premium Comparisons


The Alabama Department of Insurance now offers consumers the opportunity to compare automobile rates of insurance companies. The information provided is for comparison purposes only. Even though these are real rates, rates vary considerably depending on the circumstances such as your driving record, credit score, miles driven, type of car, policy limits, etc. At this time we do not have every insurance company's rates, just a few.

Please read the examples below and select the one that best fits your circumstances by clicking on the "Compare Rates" link in the appropriate section.

Note: The listing of an insurance company on this site does not constitute an endorsement by the Office of the Governor or the Alabama Department of Insurance. The rates provided here do not include surcharges or discounts that may apply to a particular policy. Actual premiums may vary.
*At fault accident

Example 1

Compare Rates
Six-month rate for principal operator being a single male, age 18, one AFA* 18 months ago, no driving violations, drives to work 30 miles roundtrip, 15,000 miles annually, non-student, neutral credit score, new business, premium paid-in-full, not a homeowner, lives alone and no multi-policy discount. Drives 2003 Toyota Camry LE, 4-door sedan, 6 cylinder.

Example 2

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Six-month rate for principal operator being a single female, age 18, one AFA* 18 months ago, no driving violations, drives to work 30 miles roundtrip, 15,000 miles annually, non-student, neutral credit score, new business, premium paid-in-full, not a homeowner, lives alone and no multi-policy discount. Drives 2003 Toyota Camry LE, 4-door sedan, 6 cylinder.

Example 3

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Six-month rate for principal operator being a single male, age 21, two AFAs* 18 months ago, no driving violations, drives to work 30 miles roundtrip, 15,000 miles annually, non-student, neutral credit score, new business, premium paid-in-full, not a homeowner, lives alone and no multi-policy discount. Drives 2007 Toyota Camry LE, 4-door sedan, 6 cylinder.

Example 4

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Six-month rate for principal operator being a single female, age 21, two AFAs* 18 months ago, no driving violations, drives to work 30 miles roundtrip, 15,000 miles annually, non-student, neutral credit score, new business, premium paid-in-full, not a homeowner, lives alone and no multi-policy discount. Drives 2007 Toyota Camry LE, 4-door sedan, 6 cylinder.

Example 5

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Six-month rate for principal operator being a married male, age 30, no AFAs*, no driving violations, drives to work 30 miles roundtrip, 15,000 miles annually, neutral credit score, new business, premium paid-in-full, homeowner who lives with spouse and no multi-car discount. Drives 2006 Toyota Camry LE, 4-door sedan, 6 cylinder.

Example 6

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Six-month rate for principal operator being a married female, age 60, no AFAs*, no driving violations, pleasure use, 5,000 miles annually, neutral credit score, new business, premium paid-in-full, homeowner who lives with spouse and with multi-policy discount. Drives 2006 Toyota Camry LE, 4-door sedan, 6 cylinder.

Example 7

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Six-month rate for principal operator being a single female, age 48, no AFAs*, no driving violations, drives to work 30 miles roundtrip, 15,000 miles annually, neutral credit score, new business, premium paid-in-full, homeowner who lives with daughter and no multi-car discount. Daughter is occasional operator, age 16, no accidents or violations, student with 3.5 GPA. Drives 2002 Toyota Camry LE, 4-door sedan, 4 cylinder.