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Medicare Savings Programs


Alabama has programs for people with limited income and resources that pay some or all of Medicare's premiums. Some programs may also pay Medicare deductibles and coinsurance.

To be eligible for the Medicare Savings Programs, you must:*

  • Be eligible for Medicare Part A (Hospital Insurance),
  • Be living in Alabama,
  • Be a U.S. citizen, or
  • Be in satisfactory immigration status (You must provide proof of immigrant status),
  • Have a monthly income below a certain limit.

Call your state medical assistance office (1-800-362-1504) and ask for information on Medicare Savings Programs.*

There are four Medicare Savings Programs:

  • Qualified Medicare Beneficiary (QMB)
  • Specified Low-Income Medicare Beneficiary (SLMB)
  • Qualifying Individual (QI)
  • Qualified Disabled & Working Individuals (QDWI)

Listed below are income qualifications for the Medicare Savings Plan.
**NOTE: The income and resource limits below may change in 2011.

Please note that there are Income Requirements to qualify for QMB, SLMB, and QI.

SINGLE COUPLE BENEFITS
QMB $923 $1,235 Pays Premium for Part "B" Medicare.
Pays Co Pays and Deductibles for "A" and "B" Medicare.
SLMB $1,103 $1,477 Pays Premium for Part "B" Medicare.
QI $1,239 $1,660 Pays Premium for Part "B" Medicare.
QDWI $3,695 $4,942 Pays Premium for Part "A" Medicare.

*Additional information regarding Medicare Savings Programs in Alabama may be found at: www.medicare.gov