Alabama Insurance Code

Title 27, Code of Alabama 1975

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Please note: laws enacted in 2017 are listed after the chapter they amend and again at the bottom of this page.

Table of Contents

Chapter 1 General Provisions.

Chapter 2 Department and Commissioner of Insurance.

Chapter 2A Disclosure of Material Transactions.

Chapter 2B Risk-Based Capital for Insurers.

Act 2017-228 (HB-94, 2017 Regular Session) Amends Section 27-2B-9, regarding the use of RBC Reports and other Confidential Information (effective May 4, 2017).

Chapter 3 Authorization of Insurers.

Chapter 3A Health Care Service Utilization Review Act.

Chapter 4 Fees and Taxes.

Chapter 4A Insurance Premium Tax.

Chapter 5 Kinds of Insurance; Limits of Risk; Reinsurance.

Chapter 5A Reinsurance Intermediaries.

Chapter 5B Credit for Reinsurance.

Chapter 6 Administration of Deposits.

Chapter 6A Managing General Agents.

Chapter 6B Business Transacted with Producer Controlled Property and Casualty Insurer Law.

Chapter 7 Various Insurance Representatives.

Chapter 8 Repealed.

Chapter 8A Continuing Education Requirements.

Chapter 9 Repealed.

Chapter 9A Independent Adjusters.

Act 2017-431 (HB-357, 2017 Regular Session) Amends Sections 27-9A-9 and 27-9A-13, to waive the requirement that an applicant for independent adjuster license complete any prelicensing course or examination (effective August 1, 2017).

Chapter 10 Unauthorized Insurers and Surplus Lines.

Chapter 11 Mail Order Insurance.

Chapter 12 Trade Practices Law.

Chapter 12A Insurance Fraud Investigation Unit and Crime Prevention Act.

Chapter 13 Rates and Rating Organizations.

Chapter 14 The Insurance Contract.

Chapter 15 Life Insurance and Annuity Contracts.

Chapter 16 Industrial Life Insurance.

Chapter 17 Burial Insurance Policies.

Chapter 17A Preneed Funeral and Cemetery Act.

Chapter 18 Group Life Insurance.

Chapter 19 Disability Insurance Policies.

Chapter 19A Dental Care Services.

Chapter 20 Group and Blanket Disability Insurance.

Chapter 20A Alcoholism Treatment in Group Plans.

Chapter 21 Alabama Health Care Plan.

Chapter 21A Health Maintenance Organizations.

Act 2017-337 (HB-284, 2017 Regular Session) Amends Section 27-21A-23, to require health benefit plans to cover treatment of Autism Spectrum Disorder under certain health benefit plans and contracts (effective October 1, 2017).

Chapter 21B Medical Support Health Care Access Act.

Chapter 22 Property Insurance Contracts.

Chapter 22A Portable Electronics Insurance.

Chapter 23 Casualty Insurance Contracts.

Chapter 24 Surety Insurance Contracts.

Chapter 25 Title Insurance.

Chapter 26 Medical Liability Insurance.

Chapter 27 Organization and Corporate Procedures of Stock and Mutual Insurers.

Chapter 28 Holding Companies.

Chapter 29 Insurance Holding Company Systems.

Act 2017-228 (HB-94, 2017 Regular Session) Amends Section 27-29-1, regarding Insurance Holding Company Act definitions of “Group-Wide Supervisor” and “Insurer” (effective May 4, 2017); amends Section 27-29-4, removing small company exemption from filing Enterprise Risk Report (effective January 1, 2019); amends Section 27-29-7, to permit sharing of confidential information with NAIC (effective May 4, 2017); and adds Section 27-29-6.2, regarding Group-wide Supervision of internationally active insurance group (effective May 4, 2017).

Chapter 30 Mutual Aid Associations.

Chapter 31 Reciprocal Insurers.

Chapter 31A Risk Retention Act.

Chapter 31B Alabama Captive Insurers Act.

Chapter 31C Alabama Coastal Captive Insurance Company Act.

Chapter 31D Homeowners Insurance Discount for Windstorm Mitigation.

Chapter 31E Strengthen Alabama Homes Act.

Chapter 32 Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.

Chapter 33 Trusteed Assets of Alien Insurers.

Chapter 34 Fraternal Benefit Societies.

Chapter 35 Conversion of Fraternal Benefit Societies.

Chapter 36 Liabilities.

Chapter 37 Assets.

Chapter 38 Separate Accounts and Variable Annuities.

Chapter 39 Automobile Clubs and Associations.

Chapter 40 Insurance Premium Finance Companies.

Chapter 41 Investments of Domestic Insurers and Health Maintenance Organizations.

Chapter 42 Insurance Guaranty Association.

Chapter 43 Legal Expense Insurance.

Chapter 44 Life and Disability Insurance Guaranty Association.

Chapter 45 Pharmaceutical Insurance Coverage.

Chapter 46 Certified Registered Nurse Anesthetist Coverage.

Chapter 47 Long-Term Care Insurance Contracts.

Chapter 48 Postpartum Care Coverage in Health Benefit Plans.

Chapter 49 Obstetricians and Gynecologists as Primary Care Physician.

Chapter 50 Breast Cancer Screening Act.

Chapter 51 Licensed Physician Assistant Supervision Coverage.

Chapter 52 Alabama Health Insurance Plan and Alabama Small Employer Allocation Program.

Chapter 53 Genetic Testing for Cancer.

Chapter 54 Mental Illness Coverage in Health Benefit Plans.

Chapter 54A Autism Spectrum Disorder Coverage in Health Benefit Plans.

Act 2017-337 (HB-284, 2017 Regular Session) Amends Section 27-54A-2, to require health benefit plans to cover treatment of Autism Spectrum Disorder under certain health benefit plans and contracts (effective October 1, 2017).

Chapter 55 Domestic Abuse Insurance Protection Act.

Chapter 56 Access to Eye Care Act.

Chapter 57 Colorectal Cancer Examinations.

Chapter 58 Prostate Cancer Early Detection Coverage.

Chapter 59 Chiropractic Coverage.

Chapter 60 Interstate Insurance Product Regulation Compact

Chapter 61 Surplus Lines Insurance Multi-State Compliance Compact Act

Acts of the 2017 Legislative Session regarding insurance:

  • Act 2017-228 (HB-94, 2017 Regular Session) Amends Section 27-2B-9, regarding the use of RBC Reports and other Confidential Information (effective May 4, 2017), amends Section 27-29-1, regarding Insurance Holding Company Act definitions of “Group-Wide Supervisor” and “Insurer” (effective May 4, 2017); amends Section 27-29-4, removing small company exemption from filing Enterprise Risk Report (effective January 1, 2019); amends Section 27-29-7, to permit sharing of confidential information with NAIC (effective May 4, 2017); and adds Section 27-29-6.2, regarding Group-wide Supervision of internationally active insurance group (effective May 4, 2017).
  • Act 2017-337 (HB-284, 2017 Regular Session) Amends Sections 10A-20-6.16, 27-21A-23, and 27-54A-2, to require health benefit plans to cover treatment of Autism Spectrum Disorder under certain health benefit plans and contracts (effective October 1, 2017).
  • Act 2017-460 (SB-94, 2017 Regular Session) the Alabama Physicians and Dentists Direct Pay Act; to provide that a physician agreement or dentist agreement, as defined, is not to be regulated as insurance (effective August 1, 2017).
  • Act 2017-431 (HB-357, 2017 Regular Session) Amends Sections 27-9A-9 and 27-9A-13, to waive the requirement that an applicant for independent adjuster license complete any prelicensing course or examination (effective August 1, 2017).