Prelicensing Information
Individuals must complete a prelicensing course of study for the lines of authority
desired before taking most of the insurance producer license examinations. The prelicensing
course must consist of 20 classroom hours per line of authority, or equivalent individual
instruction, on the general principles of insurance for that line of authority.
The lines of authority requiring a prelicensing course are as follows:
- Life – 20 hour course on Life Insurance or 40 hour course on Life & Health Insurance
- Accident & Health or Sickness (Disability) – 20 hour course on Health Insurance
or 40 hour course on Life & Health Insurance
- Combined Life / Accident & Health or Sickness (Disability) – 40 hour course
on Life & Health Insurance
- Variable Life & Variable Annuity – 20 hour course on Variable Life & Variable
Annuity
- Automobile Full Coverage – 20 hour course on Automobile Insurance, or 20-hour course
on Personal Lines Insurance, or 40 hour course on Property & Casualty Insurance
- Combined Property & Casualty – 40 hour course on Property & Casualty Insurance
- Personal Lines – 20 hour course on Personal Lines Insurance or 40 hour course on
Property & Casualty Insurance
- Bail Bonds – 20 hour course on Bail Bonds
Please note there is no prelicensing course requirement for the industrial (debit)
fire examination.
Prelicensing education courses are taken in a classroom setting or online during
which a minimum of five hours must be dedicated to the discussion of Alabama Law.
Instructors must be knowledgeable of the insurance industry and all aspects of the
insurance law.
Once the prelicensing course is completed and a certificate is awarded, the insurance
licensing examination can be taken within one year from the date of the certificate.
NOTE: Make sure you have your Certificate of Completion in hand before registering
for state exam.