Prelicensing Information

Individuals must complete a prelicensing course of study for the lines of authority desired before taking most of the insurance producer license examinations. The prelicensing course must consist of 20 classroom hours per line of authority, or equivalent individual instruction, on the general principles of insurance for that line of authority. The lines of authority requiring a prelicensing course are as follows:

Life – 20 hour course on Life Insurance or 40 hour course on Life & Health Insurance
Accident & Health or Sickness (Disability) – 20 hour course on Health Insurance or 40 hour course on Life & Health Insurance
Combined Life / Accident & Health or Sickness (Disability) – 40 hour course on Life & Health Insurance
Variable Life & Variable Annuity – 20 hour course on Variable Life & Variable Annuity
Automobile Full Coverage – 20 hour course on Automobile Insurance, or 20-hour course on Personal Lines Insurance, or 40 hour course on Property & Casualty Insurance
Combined Property & Casualty – 40 hour course on Property & Casualty Insurance
Personal Lines – 20 hour course on Personal Lines Insurance or 40 hour course on Property & Casualty Insurance
Bail Bonds – 20 hour course on Bail Bonds

Please note there is no prelicensing course requirement for the industrial (debit) fire examination.

Prelicensing education courses are taken in a classroom setting or online during which a minimum of five hours must be dedicated to the discussion of Alabama Law. Instructors must be knowledgeable of the insurance industry and all aspects of the insurance law.

Once the prelicensing course is completed and a certificate is awarded, the insurance licensing examination can be taken within one year from the date of the certificate.

Approved Prelicensing Providers
Prelicensing Course Exemptions
Examination Outlines
Prelicensing Provider Application (Requires Adobe Acrobat Reader)

May 13, 2008