Limitations on Repeat Examinations

Limitations on Repeat Examinations
After the second failure of an examination, an examinee cannot again take the examination for that line of authority until after a 90-day waiting period. After an examinee has failed an examination four times, the examinee thereafter has a 180-day waiting period for each subsequent examination for that line of authority.
Because some examinations cover multiple lines of authority, these waiting periods are applied to the different examinations as follows:
Life and Health exams: Life – If an examinee repeatedly fails the Life exam, the waiting periods apply to the Life exam and to the combined Life & Health exam. Health – If an examinee repeatedly fails the Health exam, the waiting periods apply to the Health exam and the combined Life & Health exam. Combined Life & Health – If an examinee repeatedly fails the combined Life & Health exam, the waiting periods apply to the Life exam, the Health exam, and the combined Life & Health exam. Variable Life & Variable Annuity – The waiting periods apply to this exam only. Property and Casualty Exams: Industrial Fire – The waiting periods apply to this exam only. Automobile – The waiting periods apply to this exam only. Property - If an examinee repeatedly fails the Property exam, the waiting periods apply to the Property exam, the Industrial Fire exam, the Personal Lines exam, and the combined Property & Casualty exam. Casualty - If an examinee repeatedly fails the Casualty exam, the waiting periods apply to the Casualty exam, the Automobile exam, the Personal Lines exam, and the combined Property & Casualty exam. Combined Property & Casualty – If an examinee repeatedly fails the combined Property & Casualty exam, the waiting periods apply to the Industrial Fire exam, the Automobile exam, the Personal Lines exam, the Property exam, the Casualty exam, and the combined Property & Casualty exam. Personal Lines – If an examinee repeatedly fails the Personal Lines exam, the waiting periods apply to the Industrial Fire exam, the Automobile exam, the Personal Lines exam, the Property exam, the Casualty exam, and the combined Property & Casualty exam. Bail Bonds - The waiting periods apply to this exam only.
Examples:
An examinee who has twice failed the Life exam is prohibited from taking the Life exam and the Combined Life & Health exam for 90 days but could take the Health exam or any of the property and casualty exams or the Bail Bond exam. An examinee who has failed the Industrial Fire exam four times is prohibited from taking the Industrial Fire exam for 180 days but could take any of the other exams. An examinee who has twice failed the Property exam is prohibited from taking the Property exam, the Industrial Fire exam, the Personal Lines exam, and the Combined Property & Casualty exam for 90 days, but could take the Automobile exam, the Casualty exam, the Bail Bond exam or any of the life and health exams. An examinee who has twice failed the Personal Lines exam is prohibited from taking the Industrial Fire exam, the Automobile exam, the Personal Lines exam, the Property exam, the Casualty exam, and the Combined Property & Casualty exam, but could take the Bail Bond exam or any of the life and health exams.
Please note: All of these examples assume the examinee has completed the required prelicensing course for the exams to be taken.
Please note also a prelicensing course certificate is only valid for twelve months.

March 14, 2010