Limitations on Repeat Examinations


After the second failure of an examination, an examinee cannot again take the examination for that line of authority until after a 90-day waiting period. After an examinee has failed an examination four times, the examinee thereafter has a 180-day waiting period for each subsequent examination for that line of authority. The waiting period starts over in 24 months from the last failure.

Because some examinations cover multiple lines of authority, these waiting periods are applied to the different examinations as follows:

  • Life and Health exams:
    • Life – If an examinee repeatedly fails the Life exam, the waiting periods apply to the Life exam and to the combined Life & Health exam.
    • Health – If an examinee repeatedly fails the Health exam, the waiting periods apply to the Health exam and the combined Life & Health exam.
    • Combined Life & Health – If an examinee repeatedly fails the combined Life & Health exam, the waiting periods apply to the Life exam, the Health exam, and the combined Life & Health exam.
  • Property and Casualty Exams:
    • Property - If an examinee repeatedly fails the Property exam, the waiting periods apply to the Property exam, the Industrial Fire exam, the Personal Lines exam, and the combined Property & Casualty exam.
    • Casualty - If an examinee repeatedly fails the Casualty exam, the waiting periods apply to the Casualty exam, the Automobile exam, the Personal Lines exam, and the combined Property & Casualty exam.
    • Combined Property & Casualty – If an examinee repeatedly fails the combined Property & Casualty exam, the waiting periods apply to the Industrial Fire exam, the Automobile exam, the Personal Lines exam, the Property exam, the Casualty exam, and the combined Property & Casualty exam.
    • Personal Lines – If an examinee repeatedly fails the Personal Lines exam, the waiting periods apply to the Industrial Fire exam, the Automobile exam, the Personal Lines exam, the Property exam, the Casualty exam, and the combined Property & Casualty exam.
    • Bail Bonds - The waiting periods apply to this exam only.
  • Adjuster Exams:
    • Property and Casualty including Workers' Compensation and Crop
    • Property and Casualty excluding Workers’ Compensation and Crop
    • Workers’ Compensation
    • Crop

Examples:

  • An examinee who has twice failed the Life exam is prohibited from taking the Life exam and the Combined Life & Health exam for 90 days but could take the Health exam or any of the property and casualty exams or the Bail Bond exam.
  • An examinee who has twice failed the Property exam is prohibited from taking the Property exam, the Personal Lines exam, and the Combined Property & Casualty exam for 90 days, but could take the Casualty exam, the Bail Bond exam or any of the life and health exams.
  • An examinee who has twice failed the Personal Lines exam is prohibited from taking the Personal Lines exam, the Property exam, the Casualty exam, and the Combined Property & Casualty exam, but could take the Bail Bond exam or any of the life and health exams.
  • An examinee who has twice failed the Adjuster Property and Casualty Including Workers’ Compensation and Crop exam is prohibited from taking the Property and Casualty Excluding WC & Crop exam, the Workers’ Compensation exam and the Crop exam.

Please note: All of these examples assume the examinee has completed the required prelicensing course for the exams to be taken.

Please note also a prelicensing course certificate is only valid for twelve months.