Temporary Producer Requirements

Definition

A natural person required to be licensed under the laws of this state to sell, solicit, or negotiate insurance who is otherwise qualified for a producer license except as to having taken and passed the written examination therefor.

Qualifications

Qualifications are necessary in order to become a temporary insurance producer, including, but not limited to:

Must be at least 18 years of age.
Must not have committed any act that is a ground for denial, suspension, or revocation of license, as follows:
- Providing incorrect, misleading, incomplete, or materially untrue information in any application or in any communication to the commissioner.
- Obtaining or attempting to obtain a license through misrepresentation or fraud.
- Intentionally misrepresenting the terms of any actual or proposed insurance contract or application for insurance.
- Having admitted or been found to have committed any insurance unfair trade practice or fraud.
- For inducing, persuading, or advising any policyholder to surrender or cause to be cancelled any policy of insurance issued to the poliyholder by any authorized insurer in exchange for a policy offered by the licensee where the surrender or cancellation shall proximately result to the financial detriment of such policyholder, unless the policyholder shall have been fully advised of that fact by the licensee.
- Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in the conduct of business under a license in this state or elsewhere.
- Improperly withholding, misappropriating, or converting any monies or properties belonging to the insurers, insureds, or others received by the licensee in the exercise of his or her license.
- Violating insurance laws or violating any valid order, subpoena, rule, or regulation, issued by the commissioner or issued by another state's insurance commissioner.
- Having been convicted of a felony.
- Having an insurance producer license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory.
- Forging another's name to an application for insurance or to any document related to an insurance transaction.
- Improperly using notes or any other reference material to complete an examination for an insurance license.
- Knowingly accepting insurance business from an indivdual who is not licensed.
- Failing to comply with an administrative or court order imposing a child support obligation.
- Failing to pay state income tax or failing to comply with any administrative or court order directing payment of state income tax.

How a Temporary Producer Becomes Licensed

Complete an online application at www.nipr.com and pay a $20 application fee, a $40 license fee and a $30 notice of appointment fee, for a total of $90 per insurer. Visa, Mastercard, and American Express payments will be accepted. A small transaction fee, which is 3.5% of your total fee, will be charged to your credit card. NIPR FEES ARE NON-REFUNDABLE.

Companies informed by NIPR or their licensing counterpart of a three to eight week delay in setting up to process appointments online are allowed to download below the appointment forms to process appointments for Temporary Insurance Producers. Please note the entire license and appointment fee will be paid during the appointment process.

Companies who do not want to do the programming themselves can utilize one of the NIPR Authorized Business Partners to handle the programming. Contact any Authorized Business Partner directly to determine their pricing.

Upon issuance of the temporary producer license, the producer may act as a producer for the insurer under the supervision of the insurer.

The temporary license is valid for six months, during which time the temporary licensee must have completed the prelicensing course and successfully passed the written examination.

Upon successfully passing the examination, the temporary licensee should apply online at www.nipr.com for a producer license.

frequently asked question

Q: If I have a temporary license and am appointed with a company, can I be appointed with another company?

A: Only if the new company is a subsidiary of the company you are already appointed with.

November 07, 2009