According to the terms of the Alabama Preneed Funeral and Cemetery Act (APFCA),
persons selling a “preneed contract” for funeral services, funeral merchandise,
cemetery merchandise, and cemetery services on and after May 1, 2002, must first
obtain a certificate of authority from the Commissioner of Insurance. All individuals
who offer preneed contracts to the public or who execute contracts on behalf of
a certificate holder must be registered with the Commissioner as Preneed Sales Agents.
All cemetery authorities charging fees for interment rights, except cemeteries owned
or operated by governments and religious institutions, must fund and maintain an
endowment care trust in accordance with the APFCA and file an annual endowment care
report with the Commissioner within 90 days of the close of each calendar year.
Legislation and Regulations
- Sale of "return of mortal remains plans"
Date: July 9, 2012
- Status of Preneed
Merchandise and Services Trusts, etc.
Date: May 4, 2009
- Adjustments to Endowment
Care Fund Deposits
Date: February 19, 2009
Installation of Vaults or Outer Burial Containers Before Need
Date: December 5, 2008
Forms of Preneed Transactions as “Preneed Contracts”
Date: August 21, 2008
with Alabama Laws – Preneed Sales
Date: August 1, 2008
Alabama Act No. 2008-271 – Preneed Funeral Merchandise
Date: July 31, 2008
Installation of Vaults or Outer Burial Containers
Date: July 30, 2008
- Sale of Interment Rights
Date: July 29, 2008
Surrenders or Transfers of Preneed Certificates of Authority
Date: January 28, 2005