This booklet should provide you with much of the basic information you need to make an informed decision about buying life insurance. But, of course, you should explore your specific needs further and discuss options with your producer as you move closer to a final decision about your life insurance purchase. By learning about the product, your needs and price differences, you will have gone a long way toward meeting your own insurance requirements. It will take time and patience on your part, but as an educated consumer you can make a wise decision about buying life insurance.