Adjuster Requirements


Adjuster FAQs

Definition

An "adjuster" is an individual or firm (corporation, partnership, or other business entity), who for compensation as an independent contractor, or as the employee of an independent contractor or for fee or commission, investigates and negotiates settlement of claims arising under insurance contracts on behalf of the insurer.

Exemptions

  • A licensed attorney who is qualified to practice law in the state of Alabama.
  • A salaried employee of an insurer.

Qualifications

Firms and individuals may become licensed adjusters.

Individuals must:
  • Be 19 years of age or more.
  • Be a full-time salaried employee of a licensed adjuster or a graduate of a recognized law school or must have experience or special education or training in the handling of loss claims under insurance contracts of sufficient duration and reasonable extent to make him or her competent to fulfill the responsibilities of an adjuster.
  • Be trustworthy and of good character.
NOTE: Non-resident individuals and non-Alabama firms must permit Alabama resident adjusters and Alabama firms to act as adjusters in their home state.

Initial Licensing Process

Alabama Residents:

  • Applicant must apply online. Click Here.
  • Application fee of $20.00 and application fee of $80.00 will be accessed along with a credit card processing fee of 3.5%. NIPR FEES ARE NON-REFUNDABLE.
  • No exam required.
  • Click Here to print your license.
Non-Residents:

There are two different initial licensing processes. Online thru NIPR and online thru SBS.

NIPR Mandatory Online Process is for those non-resident applicants who hold any type of resident license in their home state. Applicant must apply online. Click Here.

SBS Mandatory Online Process is for those non-resident applicants whose home state, as listed below, does not license adjusters or who do not hold any other type of license in their home state. These states do not license Independent Adjusters (CO, DC, IA, IL, IN, KS, MA, MD, MO, ND, NE, NJ, OH, PA, SD, TN, VA, and WI).
Click Here

* Partial SBS applications will be rejected and no refund given. Must reapply.

  • Currently, no examination is required.

Address Change Form

If your address changes, please complete the Address Change Form.

Adjuster Renewal Process

Adjuster licenses are continuous subject to payment of an $80 biennial renewal fee. Beginning January, 2013 adjusters will be renewing in their birth month based on birth year, odd or even. Beginning January, 2014 continuing education is required for the independent adjuster license renewal as per the new Adjuster law (Act 2011-637) that went into effect January 1, 2012. Independent Adjusters will be required to complete 24 CE hours of which 3 should be in ethics. The renewal license can be printed by clicking here.

FOR LICENSES PREVIOUSLY RENEWED OR NEWLY ISSUED BEFORE OCTOBER 1:

  • Beginning 2009, on or about October 1, a renewal notice is sent to all adjusters subject to biennial renewal.
  • Renewal process must be completed online by December 31.
  • If your license expires, you must complete the Initial Application Process.

FOR LICENSES NEWLY ISSUED BETWEEN OCTOBER 1 AND DECEMBER 31: Adjusters subject to biennial renewal.

  • Renewal must be completed online by February 15.
  • Adjuster licenses will expire effective December 31 if renewal process is not completed by February 15.
  • If your license expires, you must apply online by one of the methods above.

Fees

Application Fee - $20.00
License Fee - $80.00
TOTAL INITIAL FEE - $100.00
Biennial License Renewal Fee - $80.00