• Must be at least 18 years of age.
• Must not have committed any act that is a ground for denial, suspension, or revocation of license, as follows:
  • Providing incorrect, misleading, incomplete, or materially untrue information in any application or in any communication to the commissioner.
  • Obtaining or attempting to obtain a license through misrepresentation or fraud.
  • Intentionally misrepresenting the terms of any actual or proposed insurance contract or application for insurance.
  • Having admitted or been found to have committed any insurance unfair trade practice or fraud.
  • For inducing, persuading, or advising any policyholder to surrender or cause to be cancelled any policy of insurance issued to the policyholder by any authorized insurer in exchange for a policy offered by the licensee where the surrender or cancellation shall proximately result to the financial detriment of such policyholder, unless the policyholder shall have been fully advised of that fact by the licensee.
  • Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in the conduct of business under a license in this state or elsewhere.
  • Improperly withholding, misappropriating, or converting any monies or properties belonging to the insurers, insureds, or others received by the licensee in the exercise of his or her license.
  • Violating insurance laws or violating any valid order, subpoena, rule, or regulation, issued by the commissioner or issued by another state's insurance commissioner.
  • Having been convicted of a felony.
  • Having an insurance producer license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory.
  • Forging another's name to an application for insurance or to any document related to an insurance transaction.
  • Improperly using notes or any other reference material to complete an examination for an insurance license.
  • Knowingly accepting insurance business from an indivdual who is not licensed.
  • Failing to comply with an administrative or court order imposing a child support obligation.
  • Failing to pay state income tax or failing to comply with any administrative or court order directing payment of state income tax.
• Must complete a prelicensing course of study for the lines of authority for which the person is applying consisting of 20 classroom hours per line of authority, or equivalent of individual instruction, on the general principles of insurance for that line of authority.
• Must successfully complete the examination for the lines of authority for which the individual has applied.

• For persons not currently holding an active Temporary Insurance Producer License:

  After successfully completing the examination, applicants must complete an online application. You will be requested to supply a copy of your Certificate of Completion for the prelicensing course to the department. The $60.00 fee will be paid by credit card online. Visa, Mastercard, and American Express payments will be accepted. A small transaction fee, which is 3.5% of your total fee, will be charged to your credit card.  NIPR FEES ARE NON-REFUNDABLE.

• For persons currently holding an active Temporary Insurance Producer License:

  After successfully completing the examination, applicants must within 30 days request the issuance of a regular producer license and attach an examination results certificate. No fee is required.

  NOTE: Examination certificate is valid for one year from date of completion.
  
  NOTE: You will no longer be mailed a license. Within 24 to 48 hours you can go online and perform a licensee search.  If found, you can  print your license one time at no cost.

        Non-Alabama Residents:

• Applicants must be in good standing and hold an active license in their resident state for the same lines of authority for which they are applying.

Paper Application Process is for those non-resident applicants who do not hold any license in their home state.

NAIC Uniform Application for Individual Producer License must be completed and accompanied with a fee of $60.00 (an application fee of $20.00 and a license fee of $40.00).

• Upon printing the license, a producer can then be appointed by one or more insurers to act as their producer.

All individual producers must renew their license online.**    Click HERE to renew your license.

A producer may have their license reissued within 12 months of expiration without having to be re-examined by going online at www.nipr.com . If the producer comes in during 2008 to get their license reissued for the 2008 renewal year and they are an even-year birth year, the reissue fee is $40. If the producer comes in during 2008 to get their license reissued for the 2007 renewal year and they are an odd-year birth year, the reissue fee is $80 . Once the license is reissued, the producer must also be reappointed.

When former producers have been without a license over 12 months, they must take the prelicensing course and retest before again applying for license online at www.nipr.com.

Alabama Department of Insurance
Attn: Legal Division
P. O. Box 303351
Montgomery, Alabama 36130-3351