Producer Requirements - (Individuals)

A natural person required to be licensed under the laws of this state to sell, solicit, or negotiate insurance.

If you fail to select all the lines of authority you wish to apply for, you will have to reapply through NIPR to add the line with additional fees. The Department will not add that line without the licensing fee.


Qualifications are necessary in order to become an insurance producer, including, but not limited to:

  • Must be at least 18 years of age.
  • Must not have committed any act that is a ground for denial, suspension, or revocation of license, as follows:
    • Providing incorrect, misleading, incomplete, or materially untrue information in any application or in any communication to the commissioner.
    • Obtaining or attempting to obtain a license through misrepresentation or fraud.
    • Intentionally misrepresenting the terms of any actual or proposed insurance contract or application for insurance.
    • Having admitted or been found to have committed any insurance unfair trade practice or fraud.
    • For inducing, persuading, or advising any policyholder to surrender or cause to be cancelled any policy of insurance issued to the policyholder by any authorized insurer in exchange for a policy offered by the licensee where the surrender or cancellation shall proximately result to the financial detriment of such policyholder, unless the policyholder shall have been fully advised of that fact by the licensee.
    • Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in the conduct of business under a license in this state or elsewhere.
    • Improperly withholding, misappropriating, or converting any monies or properties belonging to the insurers, insureds, or others received by the licensee in the exercise of his or her license.
    • Violating insurance laws or violating any valid order, subpoena, rule, or regulation, issued by the commissioner or issued by another state's insurance commissioner.
    • Having been convicted of a felony.
    • Having an insurance producer license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory.
    • Forging another's name to an application for insurance or to any document related to an insurance transaction.
    • Improperly using notes or any other reference material to complete an examination for an insurance license.
    • Knowingly accepting insurance business from an individual who is not licensed.
    • Failing to comply with an administrative or court order imposing a child support obligation.
    • Failing to pay state income tax or failing to comply with any administrative or court order directing payment of state income tax.

NOTE: Examination certificate is valid for one year from date of completion.


Please be aware the fingerprint results will remain in our system only 30 days after you are fingerprinted. If the application reaches the DOI after those 30 days you will have to get fingerprinted again and again pay the required fee. **Note: The Department can only utilize fingerprints processed through Fieldprint. We also cannot accept fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance. The fingerprints will be utilized to conduct a federal and state criminal background check per Producer fingerprint requirements: Ala. Code § 27-7-4.4, Adjuster fingerprint requirements: Ala. Code § 27-9A-17 and Title agent fingerprint requirements: Ala. Code § 27-25-4.6. Being possessed of sound mind and legally competent to complete this request, the applicant authorizes the Alabama Department of Insurance, to obtain any and all criminal history information on said applicant from the ALEA and/or FBI. Applicant may challenge or appeal any portion of his/her own Criminal History Record Information (CHRI) that he/she believes to be incomplete or inaccurate by contacting the Records & Identification Division within ALEA 334-353-4340.
Follow instructions on this link:


In accordance with the Beason-Hammon Taxpayer and Citizen Protection Act, Alabama is now required to verify the citizenship of ALL APPLICANTS. Please submit proof of citizenship using the link below. There are sixteen different identifiers, including your official driver’s license, any one of which can be used as proof. Your license will not be issued until this documentation is received. If information is not received within 10 days your application will be rejected. Please note: Fees paid are non-refundable.
Submit Proof of Citizenship

  • *Once exam has been passed, Please allow 3-5 Business Days before applying for your Insurance Producer license.
  • Applicant must apply online through NIPR. Click Here
    For list of licensing fees click here.
    NOTE: NIPR keeps the 1st application on their server for 30 days in case there is an issue with it. If you need to reapply for another LOA, you will need to contact them to have them remove the old application so you can reapply for the new LOA.
  • For individuals who meet the Military Family Jobs Opportunity under Regulation 165, please click here for further information.

For Credit, Crop, Legal Service, Dental Service, Motor Club, Travel, or Self-Service Storage please click on the respective line of insurance below.

Credit | Crop | Legal Service | Dental Service | Motor Club | Travel | Self-Service Storage

All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.


Example: if an Insurance Producer was born JANUARY 1991 (ODD year) and applied in an even year (i.e. February 2018), he/she will renew the license the next ODD year of January 2019 (as that is an ODD YEAR and he/she was born in January of an ODD YEAR). The next adjuster renewal cycle for that individual will then take place in January 2021 (the next ODD year and every renewal cycle thereafter will be two (2) years). On the other hand, if the applicant was born JANUARY 1990 (EVEN year) and applied in an even year (i.e. February 2018), the renewal will be the next EVEN year based on birth month/year.

NOTE: A producer’s license expires when the license is not renewed in the producer’s birth month. There is a 30 day grace period following expiration, during which time the producer can renew with a $50.00 late fee plus the renewal fee.



If the license is not renewed at this time, the license expires and all company appointments are cancelled.

  • A producer may have their license reissued within 12 months of expiration without having to be re-examined by going online at Once the license is reissued, the producer must also be reappointed.
  • When former Resident producers have been without a license over 12 months, they must retest, and get fingerprinted before again applying for license online at

Alabama Appointment Backdating

Effective May 1, 2018, Alabama will no longer allow backdating on effective dates on Appointments and Terminations. The effective date of the Appointment and Terminations will be the date the transaction is processed. Any effective date entered will not be honored. Please contact NIPR Support at with any questions or for additional information.

TOTAL INITIAL LICENSE FEE (per insurer) - $80.00
Biennial License Renewal Fee - $70.00
Late Fee - $50.00
Notice of Appointment Fee - $40.00
Appointment Renewal Fee - $25.00


Producer Licensing

Licensing Contact Hours
Monday - Friday 8:00am - 5:00pm
Please Chat with Us if you have any questions.