For Crop, Legal Service, Dental Service, Motor Club, Travel, or Self-Service Storage please click on the respective
line of insurance below.
Crop | Legal Service | Dental Service
| Motor Club | Travel | Self-Service Storage
A natural person required to be licensed under the laws of this state to sell, solicit,
or negotiate insurance.
If you fail to select all the lines of authority you wish to apply for, you will have to reapply through NIPR to add the line with additional fees.
The Department will not add that line without the licensing fee.
Qualifications are necessary in order to become an insurance producer, including,
but not limited to:
- Must be at least 18 years of age.
- Must not have committed any act that is a ground for denial, suspension, or revocation
of license, as follows:
- Providing incorrect, misleading, incomplete, or materially untrue information in
any application or in any communication to the commissioner.
- Obtaining or attempting to obtain a license through misrepresentation or fraud.
- Intentionally misrepresenting the terms of any actual or proposed insurance contract
or application for insurance.
- Having admitted or been found to have committed any insurance unfair trade practice
or fraud.
- For inducing, persuading, or advising any policyholder to surrender or cause to
be cancelled any policy of insurance issued to the policyholder by any authorized
insurer in exchange for a policy offered by the licensee where the surrender or
cancellation shall proximately result to the financial detriment of such policyholder,
unless the policyholder shall have been fully advised of that fact by the licensee.
- Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence,
untrustworthiness, or financial irresponsibility in the conduct of business under
a license in this state or elsewhere.
- Improperly withholding, misappropriating, or converting any monies or properties
belonging to the insurers, insureds, or others received by the licensee in the exercise
of his or her license.
- Violating insurance laws or violating any valid order, subpoena, rule, or regulation,
issued by the commissioner or issued by another state's insurance commissioner.
- Having been convicted of a felony.
- Having an insurance producer license, or its equivalent, denied, suspended, or revoked
in any other state, province, district, or territory.
- Forging another's name to an application for insurance or to any document related
to an insurance transaction.
- Improperly using notes or any other reference material to complete an examination
for an insurance license.
- Knowingly accepting insurance business from an individual who is not licensed.
- Failing to comply with an administrative or court order imposing a child support
obligation.
- Failing to pay state income tax or failing to comply with any administrative or
court order directing payment of state income tax.
- Must complete a prelicensing course of study for the lines of authority for which
the person is applying consisting of 20 classroom hours per line of authority, or
equivalent of individual instruction, on the general principles of insurance for
that line of authority.
- Must successfully complete the examination for the lines of authority for which
the individual has applied.
- Variable Life and Variable Annuity Products line of authority: Any insurance producer licensed for “Life Insurance” wishing to
add the Variable Life and Variable Annuity line of authority to their existing license must pass securities examinations “Series 6”
or “Series 7” and “Series 63” or “Series 66 “ and must be licensed with a registered Broker Dealer in accordance with the rules
of the Alabama Securities Commission. During the application process, an applicant will be required to provide the CRD number to
verify the exams passed.
- In accordance with the Beason-Hammon Taxpayer and Citizen Protection Act, Alabama is now required to verify the citizenship of ALL APPLICANTS.
Please submit proof of citizenship using the link below. There are sixteen different identifiers, including your official driver’s license,
any one of which can be used as proof. Your license will not be issued until this documentation is received. If information is not received
within 10 days your application will be rejected. Please note: Fees paid are non-refundable.
Submit Proof of Citizenship
Effective April 1, 2015, all individual resident applicants seeking to become
licensed as Producers, or who are adding a new line of authority to an existing
Producer license, must have completed a Fingerprint background check. You should
seek to get fingerprinted after passing the state exam and one day before applying
for the license.
Follow instructions on this link:
https://www.aps.gemalto.com
Please be aware the fingerprint results will remain in our system only 30 days after
you are fingerprinted. If the application reaches the DOI after those 30 days you
will have to get fingerprinted again and again pay the required fee.
**Note: The Department can only utilize fingerprints processed through Gemalto. We also cannot accept
fingerprints completed for any reason outside of pursuing an insurance license from the Alabama Department of Insurance.
The fingerprints will be utilized to conduct a federal and state criminal background check per Producer fingerprint requirements: Ala. Code § 27-7-4.4,
Adjuster fingerprint requirements: Ala. Code § 27-9A-17 and Title agent fingerprint requirements: Ala. Code § 27-25-4.6. Being possessed of
sound mind and legally competent to complete this request, the applicant authorizes the Alabama Department of Insurance, to obtain any and all
criminal history information on said applicant from the ALEA and/or FBI. Applicant may challenge or appeal any portion of his/her own Criminal
History Record Information (CHRI) that he/she believes to be incomplete or inaccurate by contacting the Records & Identification Division within
ALEA 334-353-4340.
Initial Licensing Process
Alabama Residents:
- For persons not currently holding an active Temporary Insurance Producer
License:
After successfully completing the examination, applicants must complete an
online application.
The $80.00 fee will be paid by credit card
online. Visa, Mastercard, and American Express payments will be accepted. A $5.00
NIPR transaction fee will be charged for each initial and renewal transaction on
top of the required state fee, for all license types. NIPR FEES ARE NON-REFUNDABLE.
Initial individual Producer license is effective until biennial renewal would be
due. Individual producers renew their license based on their birth month and birth
year, odd or even. See Producer Renewal Process for details.
For individuals who meet the Military Family Jobs Opportunity under Regulation 165, please click here for further information.
- For persons currently holding an active Temporary Insurance Producer License:
After successfully completing the examination, applicants must within 30 days
request the issuance of a regular producer license and attach an examination results
certificate. No fee is required.
NOTE: Examination certificate is valid for one year from date of completion.
NOTE: You will no longer be mailed a license. You can go online
and perform a licensee search. If found, you can
print your license.
Non-Alabama Residents:
- Applicants must be in good standing and hold an active license in their resident
state for the same lines of authority for which they are applying.
- Effective July, 2013 for those non-residents who hold the Baggage LOA in their home
state, they will need to apply for Travel here as Baggage falls under the Travel
definition in the Producer law that went into effect January 1, 2013.
If the Non-Resident holds Surety in your home state, you will need to apply for
the new LOA entitled "Non-Resident Reciprocal – Surety".
- Initial individual Producer license is effective until biennial renewal would be
due. Individual producers renew their license based on their birth month and birth
year, odd or even. See Producer Renewal Process for details.
NIPR Mandatory Online Process is for those non-resident applicants who hold
any type of resident license in their home state. Applicant must apply online.
Click Here
NOTE: NIPR keeps the 1st application on their server for 30 days in case
there is an issue with it. If you need to reapply for another LOA, you will need
to contact them to have them remove the old application so you can reapply for the
new LOA.
- No examination is required.
- Upon printing the license, a producer can then be appointed by one or more insurers
to act as their producer.
All individual producers must renew their license online.** Click
HERE to renew your license.
NOTE: Remember you cannot change your address during the renewal process.
Individual producers renew their license based on their month and year of birth. A notice will be sent by the DOI to all
producers approximately 90 days prior to their month of birth. Producers born in odd-numbered years will renew for two years
in the odd years. Producers born in even-numbered years will renew for two years in the even years. Effective 1-1-19, no
more CE Extensions are being allowed and CE must be showing in the CE transcript for the producer to be able to renew the license.
Please note that it generally can take 3-5 days after compliance for the CE information to be updated in the NIPR database so
that you are able to renew.
NOTE: Individual Producers now have the ability to update their e-mail addresses
online for Alabama through SBS Online tools. You can access this by going to our
website at www.aldoi.gov and under Producers/Agents
either click on Print Your License or View Your CE Info and that takes you straight
to SBS and it will be under Email Maintenance or go to www.nipr.com and click
on CCR.
TOTAL INITIAL LICENSE FEES - $80
Biennial License Renewal Fee - $70
Late Fee - $50
Notice of Appointment Fee - $40
Appointment Renewal Fee - $25
Alabama Appointment Backdating
Effective May 1, 2018, Alabama will no longer allow backdating on effective dates on Appointments and Terminations. The effective date of the
Appointment and Terminations will be the date the transaction is processed. Any effective date entered will not be honored. Please contact NIPR
Support at support@nipr.com with any questions or for additional information.
Request to Cancel or Surrender License
How to Have Your Producer License Reissued after Expiration
A producer’s license expires when the license is not renewed in the producer’s birth
month. There is a 30 day grace period following expiration, during which time the
producer can renew with a $50.00 late fee plus the renewal fee. If the license is
not renewed at this time, the license expires and all company appointments are cancelled.
A producer may have their license reissued within 12 months of expiration without
having to be re-examined by going online at
www.nipr.com. Once the license is reissued, the
producer must also be reappointed.
When former producers have been without a license over 12 months, they must take
the prelicensing course, retest, and get fingerprinted before again applying for license online at www.nipr.com.
Prior to January 1, 2002, when an insurance agent failed to timely renew the license
was suspended. Please follow these instructions to reinstate a license previously
suspended due to nonrenewal:
Write a letter asking for the suspension to be lifted. Be sure to include the producer’s
name, address and social security number. A Settlement Agreement and Order will
be mailed with a cover letter indicating the amount due and further instructions.
The Producer will need to sign and date the Settlement Agreement and mail it back
in with any monies due and continuing education or letter of certification, if applicable.
The letter should be sent to:
Alabama Department of Insurance
Attn: Legal Division
P. O. Box 303351
Montgomery, Alabama 36130-3351