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Shopper's Guide for Health Insurance for Senior Citizens

Medicare Supplement Insurance and Long Term Care Insurance Information for Alabama's Senior Citizens

Jim L. Ridling, Commissioner
Alabama Department of Insurance
201 Monroe Street, Suite 502
P O Box 303351
Montgomery, AL 36130-3351
(334) 241-4141 OR (334) 269-3550

Neal Morrison, Commissioner
Alabama Department of Senior Services
770 Washington Avenue, Suite 570
Montgomery, AL 36130-1851
(334) 242-5743

We all want the best health care available. We normally search for the best insurance policy that we can afford. For most senior citizens, Medicare covers most basic health care needs. But unfortunately, it does have "gaps." Many need something more to protect them from expensive medical costs.

This is where Medicare Supplemental insurance, commonly known as MEDIGAP, comes into play. Insurance policies to supplement Medicare can sometimes be both costly and unnecessary. Purchasing multiple policies can also result in overlapping benefits and duplicate coverage.

This guide is designed to provide you with a listing of insurance companies that have been licensed to sell Medicare Supplement, Medicare Advantage, Medicare Select, Medicare Savings and Long Term Care policies in the state of Alabama. Shop carefully for insurance by comparing several companies’ prices and service. The check lists for Medicare Supplement and Long Term Care can help you when you are shopping for insurance.

If you need further help, call Alabama's State Health Insurance Assistance Program (SHIP) and speak with an insurance counselor. Help is a free telephone call away!!! (800) 243-5463

Medicare Supplement Information

Medicare Disability Supplement Information

Medicare Advantage Information

Medicare Select Information

Medicare Prescription Drug Coverage

Medicare Savings Program Information

Long-Term Care Information

How to Handle Insurance Problems and Complaints/Inquiries
Consumer Complaint Form
Where To Go for Help

Printing and distribution of this GUIDE are made possible by a grant from the Center for Medicare and Medicaid Services in cooperation with the Administration on Aging, the Alabama Department of Insurance and the Department of Senior Services.